Some insurance plans cover ambulance charges, day care expenses etc.Annually, the insured citizens can avail health check-ups.Once the waiting tenor is over senior citizens have the liberty to include pre-existing diseases and specific ailments.Generally, no pre-medical test is needed for purchasing an insurance plan.Coverage is counted by including the pre-hospitalization and post-hospitalization period.Most plans have cashless hospitalization services to offer once 24 hours have passed since the patient has been admitted. ![]() Only citizens between the age of 60 and 75 are eligible for insurance plans.Most senior citizens retire or work substantially less, are more prone to diseases and simultaneously have numerous miscellaneous expenses to take care of.Ĭharacteristic features of Senior Citizen’s Insurance Health insurance plans specially designed for senior citizens have some unique identifying features such as the following. The citizens between the age of 60 and 80 years are classified as senior citizens by most health insurance companies.
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